Located in the western Caribbean Sea, the Cayman Islands are known for their beautiful beaches and abundance of snorkeling and scuba diving sites. No matter which island in the Cayman Islands you are traveling to, there is something for everyone to enjoy. Check out this list of fun things to do in the Cayman Islands:

Shopping & Dining at Camana Bay
Known as the best place to shop in the Cayman Islands, the town center of Camana Bay is home to many top global retailers, as well as local shops. Spend the day on Grand Cayman browsing the stores for jewelry, apparel, books, kitchen supplies, beauty products, local treasures and more! If you get hungry, there is a variety of food options for you to choose from. Stop by the market to try some local favorites or swing by a restaurant for something more familiar. Still not sold? Camana Bay puts on more than 600 events each year! Don’t forget to check out the 75-foot Observation Tower to capture a once-in-a-lifetime panoramic view of paradise.

Stingray City
Rated number 1 on TripAdvisor, Stingray City is the best place to go if you’re looking for the ultimate exotic excursion. Great for families and groups, the package can be customized to include snorkeling along the coral reef. Guests will be able to interact and get a firsthand look at stingrays in their natural habitat. Perhaps the hardest decision is deciding whether you want to swim with these 150-pound animals for an entire day or just a half-day.

Cayman Crystal Caves
Explore the exotic plant and animal life on this 1 ½ hour tour of Grand Cayman’s lush tropical forest. Enjoy the beauty of the crystal structures and other natural formations as you make your way through 3 incredible caves.

Kittiwake Shipwreck & Artificial Reef
A favorite among scuba divers and snorkelers, this attraction is filled with both history and sea life. Home to sharks, exotic fish, underwater plants and other species, the vibrant colors are sure to take your breath away. Explore the former US Navy Submarine Rescue Vessel as …

National Disability Employment Awareness Month 2017

2017 marks a historic year as the 70th anniversary of the memorable National Disability Employment Awareness Month. Held every October annually, this day highlights the various contributions of American workers who are disabled. According to SourceAmerica, a national firm that creates employment opportunities to the disabled, this day is marked with significance, improvement as well as awareness campaigns. According to the chief executive officer of SourceAmerica, Mr. Steve Soroka, the day marks the commencement of a national movement that formally recognizes disabled people in different industries. Coming after years of initiation and meetings, the day is marked with meetings that discuss the way forward for this group of disabled people.

History

The history of National Disability Employment Awareness roots from the nation’s interest to build a platform that encourages the acceptance of disabled people in America. Being declared in 1988, the American Congress played a pivotal role in ensuring that this day is recognized by masses across the state. Making it an official holiday, the disabled get the chance to converge and work on creating more platforms for raising awareness on the subject. This day is normally celebrated in October. The employment history of the disabled dates to 1945 after the declaration of this memorable day.

Background

Celebrated annually, the National Disability Employment Month for Awareness is facilitated by the American Department of Labor’s Office in charge of disability as well as employment office. The spirit that carries the day is appended to the multiple observances that are held at grassroots level in the nation. The facilitators of this day encourage employers from different organizations, from small to large, to participate in the event.

Profile

To reflect that input of different workforces in this department, the 2017 National Disability Employment Awareness will be celebrated by a theme called Inclusion Drivers Innovation. Just like the name suggests, the October celebration will take a new direction to celebrate the input of disabled workers and educate people on the value of inclusive workforce in offering impeccable working skills and talent. It is projected that the poster

Importation is a common practice in the business world since time immemorial. People exchanged goods and services from one region to another. Both sides benefited from this form of trade activity that has been taking place globally with the improved technology that has made the world a global village. When it comes to drugs and food, however, different nationalities have different rules and regulations that control the way food and drugs are manufactured and supplied to the people. In the USA, Food and Drug Administration (FDA) is the body that regulates the supply of medicine to the people. It is the organization’s duty to ensure that the citizens are provided with safe and high quality drugs that meet the desired effect when administered.

Basing on the past experiences, the former FDA commissioners are significantly warning against a move by President Donald Trump and Bernie Sanders to allow drugs to be imported to the US from Canadian manufacturers. Although the move is supposed to provide cheaper medicine to the citizens, according to the former commissioners who served during Obama and George Bush’s time, it will also pose a very high safety risk to the consumers. In the past, people have bought counterfeit drugs that led to various loss of lives. Internet pharmaceutical stores sell medications that are not necessarily manufactured in Canada or Europe even if they state so on their websites. Most of the drugs come from Mexican industries and risks the health of the American citizen.

Although regulating the quality of drugs manufactured in Canada to be imported to the US is possible, it is also tough to ensure that all the requirements are met. The closed system of drugs in the US may be expensive, but it safeguards the health of all citizens. Bringing drugs from Canada may end up being as expensive as the US drugs while risking the health of people because this will open other channels of backdoor drug markets sprouting from all over the country.

The commissioners, Robert Califf, Margaret Hamburg, Andrew von Eschenbach and Mark McClellan, have expressed their concerns saying …

Some Benefits to Investing in Real Estate in the Colder Months

Buying real estate during the winter months can provide some tremendous benefits for real estate investors. According Than Merrill – real estate investor and educator, “While summer and spring have earned the right as the most active time of the year for real estate investors, those that take advantage of the winter months could be in for a big surprise.”

One of the biggest advantages is that sellers who listed their properties during the summer months are often worn out by the time winter rolls around and their home is still listed. This puts investors in a great position to negotiate and strike a deal at the lowest price point. Here are some other advantages to investing in real estate during the winter.

Far Less Competition
Many people consider fall as the off-season for real estate. This leads to far less competition for investors during the winter months and narrows the field of motivated sellers that are working with multiple potential investors. For the most part, investing in real estate during the winter eliminates the hassle of bidding wars and clears the way for smoother negotiations.

Cheaper Prices
Studies suggest that home prices usually rise around 3 percent on average each year and most of the gains occur during the spring and summer months. Studies also suggest that prices tend to fall during the winter months, which makes it easier for real estate investors to find properties at their lowest price points during the year. With more desperate sellers than there are buyers during the winter months, it only leads to one thing, even cheaper prices.

Bank Inventory and the Winter Months
Many successful real estate investors know that the winter months are a great time to buy investment properties from lending institutions. Lenders want to clear out their inventory of bank- owned properties by the end of the year. Banks are not in the business of selling properties, and they certainly do not want to spend the extra money it costs to hold foreclosed properties. For …

There’s an urban legend of how British Parenting could be so stiff that parents have to see their children’s legs fall off first before allowing them to skip school and stay at home. British parenting is usually characterized with that stiff British upper lip that it is no longer surprising to see parents leave their children on their own to settle things among themselves rather than meddle with the brood.

Stuff Magazine said Britain is a tough nation that has inherited its British parenting style from the likes of Queen Victoria. This type of parenting is known for its steely and almost-perfect character. British moms are pretty tough themselves, having undergone a difficult pregnancy and delivery yet strong enough to go home a few hours after giving birth.

To be able to understand British parenting, it is important to know the differences between them and their American counterparts. Babble said while Americans celebrate pregnancies with baby showers, this is considered as a possible jinx to a British pregnancy.

British moms, however, are more favored because of the United Kingdom’s National Health Service, which provides free maternity from care to delivery. They also get visited by a midwife during the first ten days of giving birth and get as many as 39 weeks maternity leave with pay.

Read More at: ParentHerald.com

Every man knows that the holiday season is a time to lavish gifts and sentiments upon the woman he loves. There is no substitute for a gift that combines thoughtfulness and modern trends. The most important gift types for pleasing women will help make the holidays memorable, if they are given with love and genuine affection.

iPhone 7
The iPhone 7 offers advanced photo and video communications options that exceed all other devices. The gift of an updated phone is perfect for showing that her friendship is extremely important and valued.

Mannatech Spa Kit
Every woman desires pampering and special treatments that promise to accentuate her beauty. Spa treatments are perennial favorite activities for women to counter the ravages of life. Giving the gift of a DIY home spa treatment like Mannatech’s new spa kit, is a great way to recognize her need for remaining beautiful at all times.

KitchenAid
The modern woman who has goals in life also loves to dabble in traditional. There is nothing wrong and antiquated with giving a woman a gift that has to do with cooking and the domestic arts. This is true of course, if the gift is exceptional in its construction and reputation. KitchenAid mixers are the luxury models of domestic appliances. If she has a love for cooking and entertaining, this type of mixer is a strong signal to pursue her passion.

Canada Goose
There is nothing like an extravagant jacket, coat, parka, or sport outfit to completely earn the appreciation of a woman with a sense of style. Whether she loves to spend the winter in a cozy setting, or exploring exotic destinations, the gift of a fashionable and functional coat is powerful.

FitBit
The modern woman knows what she wants as far as physical appearance and fitness goes. Gifts that help her understand her own body and fitness goals have lasting impact. Fitness trackers help women monitor vital signals, and they help create a sense of accomplishment with every workout. Giving a fitness-minded woman an incredible tracker like a FitBit as a gift is one of the best …

Singing cow-poke celebrities like Gene Autry made giant returns on their investments in real estate. Even in the 21st century, real estate continues to be the very best investment, especially for the long term. In the early days of television, Autry bought the KTLA TV station for $12 million. He sold it years later for over $240 million! Autry, or his sharp money manager, could see that at the very least, no investment in land can ever lose all its value. This is the only type of investment that this can still be said of. Every other type of stocks, bonds, and certainly technology investment is completely speculative in nature, compared to the value of land.

The problem for many investors nowadays, is the cost of real estate is so high as to preclude many from even one investment in a single dwelling. They just do not have the income to swing the mortgages on the kinds of real estate that the big-time pro real estate investors have access to. Until quite recently, investments in private companies or commercial real estate was only possible for an accredited investor – meaning the investor had over $1,000,000 in net worth.

This problem has been met with new ways of doing business, plugging into the “crowd sourced” online markets through crowdfunding the purchase of commercial businesses and real estate. The law that made the change that allows for this is called the Jumpstart Our Business Startups Act. In an economic environment where most investments return no more than a couple of percent, at most, commercial real estate returns often top an annual gain of 10 percent.

EquityMultiple is a crowdfunded investment platform for real estate. It is located in New York City and CEO Charles Clinton had this to say, “At a time when the stock market has been particularly volatile and where yield is hard to find because of low interest rates, the real estate is a sector where you can find relative stability and strong performance.”

Than Merrill, of FortuneBuilders – owner of a real estate investment education company – …

Brooklyn’s Navy Yard has been known for years as an intimidating place to people who pass by. It has an extraordinary story behind it because it was established back in 1801, giving it over two hundred years of history. The idea of knocking down all of the old buildings just seemed absurd to the voluntary development community, Navy Green. Instead, they are planning to revamp Brooklyn’s Navy Yard to make it more appealing to the eye, as well as to attract people to the area for multiple different purposes.

Real Estate

Right now, if you try and search for real estate in the Brooklyn Navy Yard you will come up with absolutely nothing, but that is going to change over the next few years. The Navy Green megaproject plans to build up to twenty-three townhomes, and the first ten, although they are not fully developed are on the market now for purchase!

Over the next few years, there are going to major steps to reinventing the Brooklyn’s Navy Yard. The first major addition is the development known as Navy Green, which is a $146 million dollar housing complex that offers affordable apartments. The development corporation is also planning to remove some of the walls that make the Brooklyn’s Navy Yard seem so closed off from the rest of the community.

Shopping Centers and Eatery

Wegmans Supermarket was one of the first stores to be approved to build in the Brooklyn’s Navy Yard. Which any who has visited New York knows about Wegmans, which is a family owned shopping market which offers a wide variety of food, home goods, and clothing.

Another business that is going to open its doors in 2018 is the Brooklyn Brewery. Brooklyn Brewery comes out of Williamsburg and is now expanding its roots in Brooklyn.

Mast Brothers chocolate is also opening a 65,000 sq ft factory and brewery as well, which will bring chocolate and beers to visiting patrons.

Russ & Daughters also plans to allocate a spot in the Brooklyn Navy Yard. It is a huge manufacturing center and retail shop which …

A Redbook.com survey — The Mom Gig — involved 558 women who identify as stay-at-home mothers. The moms were asked to make a detailed, hour-by-hour record of their daily activities, tasks and duties, and answered questions about their responsibilities.

Using that data, author Laura Vanderkam sorted the participants into four groups: the workers, the volunteers, the newbies and the caretakers.

The workers made up the largest group — with 34 percent of the moms falling into the category. These women work an average of 4.5 hours a day, on top of their regular mothering duties. Interestingly enough, two-thirds of all women surveyed reported contributing to their family income in one way or another.

Twenty-five percent reported running a business out of their home.

“I think it is generally positive that there are new ways to work these days,” Vanderkam told Today. “It means people can dial down and dial up their workforce involvement without it being a hard choice one way or the other.

The next largest group — the volunteers — spend a significant portion of their time helping out in their children’s classrooms and participating in kid-related activities. Nearly half of the “volunteer” women said they felt they made working moms’ lives easier by picking up slack at the schools.

Next up, the newbies. Nineteen percent of women surveyed fell into this group, which is defined as mothers who have children under the age of 2. Of this group, most see the stay-at-home mom gig as temporary — 59 percent reported a desire to return to work at some point.

Finally, the caretaker, who has at least one child with special needs. Moms in this group tend to experience more stress than those in the others — 39 percent report being very or extremely stressed most of the time, compared with 30 percent of moms overall.

Read more at WRAL.com

Chocolate is so popular; many people joke that it’s a food group all its own. Usually, finding recipes for chocolate has been found among other recipes in a cookbook. Now, there are many cookbooks out there that are entirely devoted to the use of chocolate in cooking.

Bittersweet Chocolate

For the chocolate lover who prefers bittersweet chocolate, there is Bittersweet: Recipes and Tales from a Life in Chocolate by Alice Medrich. Bittersweet chocolate contains less sugar than the more popular milk chocolate. Many diet conscious people prefer bittersweet. You’ll be amazed at how versatile bittersweet chocolate can be. Some of the recipes include: pasta sauces, soufflés, chocolate cake, brownies, and chocolate mint ice cream

Chocolate Chip Recipes

Julie Hasson has 300 of the best chocolate chip recipes in her book 300 Best Chocolate Recipes. There aren’t just recipes for cakes and cookies, she has recipes for macaroons, muffins, snow cones, and even chocolate flavored beverages. Ms. Hasson also includes recipes for breads, puddings, pies, mousses, and cheese cake.

Savory and Sweet Chocolate Recipes

For someone who wants to try out recipes that aren’t just for desserts, the Mast Brothers have a good number of recipes in their Mast Brothers Family Cookbook. There’s recipes for sauces like a cocoa balsamic vinaigrette and a savory chocolate cream sauce, along with a number of flavorful savory entrees like steak with nibs & peppercorns, cocoa coq a vin, and cacao nib scallops. They also have some wonderful drink recipes like a

Healthy Chocolate Recipes

Finally, for people who love chocolate but are afraid it’s not good for them, there’s 13 Healthy Chocolate Recipes by Natural Family Today. Some recipes include nondairy chocolate bars, dark chocolate cups, chocolate pudding made with gelatin, and chocolate caramel cups made from raw honey and coconut oil. …